Compare Debt Consolidation Options in Pennsylvania

Compare Debt Consolidation Options online in Pennsylvania Now. We did the research so you don’t have to. Simply choose the debt consolidation company that best fits your needs or let us connect to a reputable debt consolidation company that will fit your needs here.

LenderEstimated APRMin. Credit ScoreAvailable TermsMax Loan Amount

5.99% - 24.99%

Estimated APR

640

Min. Credit Score

2 to 5 Years

Available Terms

$35,000

Max Loan Amount
Apply Now

Rate Range*

5.99% - 24.99%

Loan Terms*

2 to 5 Years

$5,000 up to $35,000

Loan Amount Range*

About Payoff Personal Loan & Debt Consolidations

Payoff loans are tailored for debt consolidation with low rates, they offer flexible payment schedules as well as financial guidance. Payoff offers fixed-rate debt consolidation loans to made specifically to pay off credit card debt. On average, Payoffs customers get these loans to cover their debt of $18,000.

Loan Features

Loan Amount

Payoff offers Personal Loan & Debt Consolidations with a minimum loan amount of $5,000 and a maximum loan amount of $35,000.

Loan Term

Payoff offers Personal Loan & Debt Consolidations terms ranging from 2 to 5 Years.

Good For

This loan would be ideal for Anyone overwhelmed by debt with fair to excellent credit that wants to consolidate all their credit card debt into one fixed monthly payment..

Features and Benefits

  • Soft Credit Check
  • Loans funded in 3 to 7 days
  • Origination Fees: 0% - 5.00%
  • Consolidate your credit card debt
  • No late fees

Lender Requirements

  • A minimum credit score of 640
  • A debt-to-income ratio of 50 percent or less
  • At least three years of good credit history
  • Minimum Annual Income: $40,000
  • Minimum Credit History: 2 Years
  • At least two open lines of credit in which you’ve made on-time payments

6.95% - 35.99%

Estimated APR

620

Min. Credit Score

3 to 5 Years

Available Terms

$50,000

Max Loan Amount
Apply Now

Rate Range*

6.95% - 35.99%

Loan Terms*

3 to 5 Years

$1,000 up to $50,000

Loan Amount Range*

About Upgrade Personal Loans

Upgrade is a loan marketplace based out of San Francisco and operates in Phoenix, Chicago and Montreal. Upgrade offers low-cost personal loans for qualified borrowers. Two of Upgrade's founders were also foundering of LendingClub. Upgrade offers credit health tools including credit education, monitoring and credit alerts. Upgrade’s goal is to give consumers access to "affordable loan products with credit tools to help them better understand their credit".

Loan Features

Loan Amount

Upgrade offers Personal Loans with a minimum loan amount of $1,000 and a maximum loan amount of $50,000.

Loan Term

Upgrade offers Personal Loans terms ranging from 3 to 5 Years.

Good For

This loan would be ideal for This loan is good for individuals who want to increase their credit score and use Upgrades credit tools.

Features and Benefits

  • Soft Credit Check
  • Loan funded within 4 days
  • Origination Fees: 1.50% - 6.00%
  • No Prepayment Penalty
  • Free Credit Health Monitoring
  • Hardship Plans
  • Directly pay creditors for debt consolidation loans used to pay off credit cards
  • Co-signers allowed

Lender Requirements

  • Minimal annual income: $30,000
  • Minimal monthly free cash flow: $800
  • Max debt-to-income ratio: 60%
  • Be a U.S. citizen or permanent resident (or a valid U.S. visa holder)
  • Be at least 18 or 19 depending on your state
  • Have a verifiable bank account and email address

marcus

5.99% - 24.99%

Estimated APR

660

Min. Credit Score

3 to 6 Years

Available Terms

$40,000

Max Loan Amount
Apply Now

Rate Range*

5.99% - 24.99%

Loan Terms*

3 to 6 Years

$3,500 up to $40,000

Loan Amount Range*

About Marcus By Goldman Sachs Personal Loans

Marcus is backed by Goldman Sachs' 150 years of financial expertise.

Loan Features

Loan Amount

Marcus By Goldman Sachs offers Personal Loans with a minimum loan amount of $3,500 and a maximum loan amount of $40,000.

Loan Term

Marcus By Goldman Sachs offers Personal Loans terms ranging from 3 to 6 Years.

Good For

This loan would be ideal for Individuls with good credit who want a personal loan backed by Goldman Sach's 150 years of financial expertise.

Features and Benefits

  • Income Disclosure:

    List your total available income including wages, retirement, investments, and rental properties. You are not required to disclose income that is alimony, child support or separate maintenance unless you want to use that income to qualify for a loan. If applicable, include self-employment salary.  For total commission earnings, provide an annual average.  Increase non-taxable income/benefits by 25%. 

Lender Requirements

  • No Fees. Ever. We don't deduct a sign-up fee from your loan amount.
  • Loans from $3,500 to $40,000 and fixed rates from 5.99% to 28.99% APR. . For NY residents, rates range from 5.99% to 24.99% APR. Only the most creditworthy applicants qualify for the lowest rates and largest loans amounts. Rates will generally be higher for longer term loans.
  • Tailored monthly payment options designed to fit your budget.
  • Marcus is backed by Goldman Sachs' 150 years of financial expertise.
  • No origination fee, prepayment fee, or late fee - You only pay interest for the additional days.

Lender Disclaimers

Marcus By Goldman Sachs® Offer Terms and Conditions

Your loan terms are not guaranteed and are subject to our verification of your identity and credit information. To obtain a loan, you must submit additional documentation including an application that may affect your credit score. Rates will vary based on many factors, such as your creditworthiness (for example, credit score and credit history) and the length of your loan (for example, rates for 36 month loans are generally lower than rates for 72 month loans). Only the most creditworthy applicants qualify for the lowest rates and largest loans amounts. Your maximum loan amount may vary depending on your loan purpose, income and creditworthiness. Your verifiable income must support your ability to repay your loan. Marcus by Goldman Sachs® is a brand of Goldman Sachs Bank USA and all loans are issued by Goldman Sachs Bank USA, Salt Lake City Branch. Applications are subject to additional terms and conditions.